How to reimburse men for maternity insurance: hot topics and structured guide on the Internet in the past 10 days
Recently, male maternity insurance reimbursement has become a hot topic on social platforms. Especially with the advancement of the three-child policy and the reform of medical insurance in various places, the protection of the rights and interests of male insured persons has attracted much attention. This article combines the hot discussions across the Internet in the past 10 days to sort out the structured data on the entire process of male fertility insurance reimbursement to help you quickly grasp the key points of the policy.
1. Hot topics related to maternity insurance on the Internet in the past 10 days
| Topic keywords | Discuss the popularity index | Main points of dispute |
|---|---|---|
| Male maternity benefit | 85% | Reimbursement standards vary widely by region |
| paternity leave allowance | 78% | The company's execution is not in place |
| Maternity insurance merger implementation | 62% | Medical insurance account transfer ratio |
| Off-site reimbursement process | 55% | Material preparation complexity |
2. Core policy for male maternity insurance reimbursement (latest in 2023)
| Reimbursement items | Applicable conditions | Treatment standards | Materials required |
|---|---|---|---|
| Spouse’s childbirth medical expenses | Spouse is unemployed/uninsured | 50% reimbursement for female employees | Marriage certificate, unemployment certificate |
| carers leave allowance | The unit has been insured for 12 months | Local social wage × number of days | medical birth certificate |
| Family planning surgery fees | Perform birth control surgery | Full reimbursement | Surgery certificate |
3. Step-by-step reimbursement operation process
1.Time node: Need to apply within 12 months after giving birth, extended to 18 months in some areas (such as Guangdong)
2.Processing channels:
| way | Processing time limit | Features |
|---|---|---|
| Medical insurance handling window | 15 working days | On-site consultation available |
| Government Service APP | 10 working days | Scanned copies need to be uploaded |
| Employer agency | 20 working days | Suitable for current employees |
3.FAQ:
•Q: Can I be reimbursed during my unemployment period?
A: It is necessary to have been insured continuously for 1 year before unemployment and to receive unemployment benefits.
•Q: What is the difference in treatment for second and third children?
A: There are currently unified standards across the country, but cities such as Shenzhen have additional subsidies for three children.
4. Comparison of latest local policy differences
| area | Nursing leave days | How to calculate allowance | Featured policies |
|---|---|---|---|
| Shanghai | 10 days | Average monthly salary of the unit last year | Can be stacked with commercial insurance |
| Chengdu | 20 days | 110% of social wage | Online batch in seconds |
| Wuhan | 15 days | Personal payment base | Prenatal check-up fee sharing |
5. Expert advice
1. Check the insurance status 3 months in advance to avoid payment interruption affecting benefits.
2. Keep all original invoices. Some areas require the invoice QR code to be complete.
3. Follow the local medical insurance public account to get timely policy updates.
Note: The data in this article are based on the latest documents from the National Medical Insurance Administration in August 2023 and hot discussions on Weibo, Zhihu and other platforms. The specific implementation is subject to the implementation rules of each locality. It is recommended to call the 12393 medical insurance service hotline for a second confirmation before applying.
check the details
check the details
en
