How to use facial recognition to transfer money at China Merchants Bank: hot topics and operation guides on the Internet
Recently, facial recognition payment and transfer have become the focus of heated discussions across the Internet. With the advancement of technology, the facial recognition transfer function launched by China Merchants Bank has attracted much attention due to its convenience and security. This article will combine the hot content of the past 10 days to give you a detailed introduction to the operation steps, precautions and related data of China Merchants Bank's facial recognition transfer.
1. Inventory of hot topics on the Internet in the past 10 days

The following are hot topics related to face payment and transfer in the past 10 days:
| Ranking | hot topics | Search volume (10,000) |
|---|---|---|
| 1 | Is it safe to use facial recognition transfer with China Merchants Bank? | 45.6 |
| 2 | The latest technology of facial recognition payment | 38.2 |
| 3 | Operation steps of China Merchants Bank facial recognition transfer | 32.7 |
| 4 | Face payment vs password payment | 28.9 |
| 5 | China Merchants Bank facial recognition transfer limit | 25.4 |
2. Operation steps of China Merchants Bank’s facial recognition transfer
The facial transfer function of China Merchants Bank is simple to operate and can be completed in just a few steps:
| steps | Operating Instructions |
|---|---|
| 1 | Open the China Merchants Bank APP and log in to your account |
| 2 | Enter the "Transfer" page and select "Face Transfer" |
| 3 | Follow the prompts to aim the camera and complete face recognition. |
| 4 | Enter transfer amount and payee information |
| 5 | After confirming that it is correct, click "Confirm Transfer" |
3. The security of China Merchants Bank’s facial recognition transfer
Many users are concerned about the security of facial recognition transfers. CMB has adopted multiple security measures:
1.Liveness detection technology: Make sure you recognize real faces, not photos or videos.
2.Encrypted transmission: All data is transmitted through encrypted channels to prevent information leakage.
3.Limit protection: There are upper limits for single and daily transfers to reduce risks.
4. The limit of facial recognition transfer by China Merchants Bank
The following are the limit regulations for facial recognition transfers of China Merchants Bank:
| Account type | Single transaction limit | Daily cumulative limit |
|---|---|---|
| Ordinary account | 5,000 yuan | 20,000 yuan |
| Gold Card Account | 10,000 yuan | 50,000 yuan |
| Platinum Card Account | 50,000 yuan | 200,000 yuan |
5. User FAQs
1.What should I do if my facial recognition transfer fails?Check the network connection and ensure there is sufficient lighting, or try to re-enter facial information.
2.How to turn off the facial recognition transfer function?Enter the "Security Settings" of the APP and select "Turn off facial recognition payment".
3.Is there any charge for facial recognition transfer?Currently, China Merchants Bank does not charge additional fees for facial recognition transfers.
6. Summary
China Merchants Bank’s facial recognition transfer function has become a new choice for users due to its convenience and security. Through the introduction of this article, I believe you have understood its operation steps, safety measures and limit regulations. If you haven’t tried facial recognition transfer yet, you might as well open the China Merchants Bank APP to experience it now!
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